April 8, 2016
AgencyAARP Life Insurance And Medicare Insurance: An Overview
AARP Life Insurance And Medicare Insurance: An Overview The American Association of Retired Persons (AARP) boasts a membership of over thirty five million people aged fifty years and older. The massive non-profit organization is recognized as a political advocacy powerhouse whose influence seems to grow along with the “graying” of America. AARP, however, does not limit itself exclusively to […]
April 7, 2016
AgencyJust Having Medicare Alone
Just Having Medicare Alone There are still a sizable percentage of people over age 65 that have Medicare by itself but no additional supplement coverage be it a Medicare supplement or Advantage type plan. Obviously, there are some savings to this approach in terms of premiums but there’s also risk involved. Let’s take a look at what […]
April 7, 2016
AgencyThe G Medicare Supplement Insurance Plan
The G Medicare Supplement Insurance Plan The G Medigap plan is one of the original plans available on the market in light of more recent changes and additions. It now stands as the second richest Medicare supplement insurance plan (to the F plan) which put it slightly out of order. The difference with the F plan is slight […]
April 7, 2016
AgencyWhy the Medicare Supplement Plan F Works Best
Why the Medicare Supplement Plan F Works Best Your mailbox is full. After turning 64 and 1/2, you’re suddenly the most popular person on the block and the poor mailman can barely find room to stuff all those shiny brochures into the box. In terms of Healthcare, turning 65 really is a second birthday welcoming you to the world…of […]
April 6, 2016
AgencyIndividual Dental Insurance – Dental Insurance For Individuals
Individual Dental Insurance – Dental Insurance For Individuals Traditional individual dental insurance is often believed to be the best way to pay for dental expenses. And while individual dental insurance is a good option when sponsored by your employer, it is often not very cost effective when paying for it yourself. Most individual dental insurance plans require you to meet waiting […]
April 6, 2016
AgencyCommon Guaranteed Issue Reasons For Medicare Supplements
Common Guaranteed Issue Reasons For Medicare Supplements So much of pre-65 health care involves medical underwriting (for now, anyway). One welcomed benefit to Medicare Medigap is that for most people, it will be guaranteed issue regardless of health as long as you meet certain requirements. Let’s go over the most common of these to make sure we […]
April 5, 2016
AgencySeniors And Diabetes – What You Need To Know
Seniors And Diabetes – What You Need To Know Diabetes impairs the health and well-being of 16 million people in the United States, and senior citizens run a particular risk. Due to already existent challenges to their health and lifestyle, it is more difficult to diagnose seniors with diabetes. Often other illnesses can mask diabetic symptoms. […]
April 5, 2016
AgencyWhy Long Term Care Insurance Is Essential?
Long-term Care was introduced during the 1970s as a specialized form of nursing home insurance. Since then long term care insurance has since been expanded to cover a more diverse range of services and caters to people of any age. The large majority of people requiring long-term care are still over the age of 65 […]
April 4, 2016
AgencyMedicare Medigap Plans and Skilled Nursing
Medicare Medigap Plans and Skilled Nursing It’s important to understand how Medicare and Medigap plans will handle the ever increasing use of Skilled Nursing care. With the big push to move people from facility based care (think hospital during a surgery) to less intensive skilled nursing care either in a facility or at your home following such […]
April 4, 2016
AgencyMedigap and the Supreme Court’s Ruling on Health Reform
Medigap and the Supreme Court’s Ruling on Health Reform The Supreme Court just upheld the main tenants of Health Care Reform and elements of the original bill that dealt with Medicare were largely left unchanged and intact. Putting aside the intense political vitriol surrounding the bill, our goal is to help Medicare eligible people, especially those […]