April 18, 2016
AgencyWhat Are Indexed Annuities?
What Are Indexed Annuities? According to The National Association of Insurance Commissioners Buyer’s Guide, “An indexed annuity is a fixed annuity, either immediate or deferred, that earns interest or provides benefits that are linked to an external equity reference or an equity index. When you buy an indexed annuity you own an insurance contract. You are […]
April 18, 2016
AgencyIndividual Dental Insurance Plan – Reduce Fee Dental Insurance
Individual Dental Insurance Plan – Reduce Fee Dental Insurance If you would want a more affordable dental insurance coverage, you can always go for the reduce fee dental insurance coverage plan. Such coverage however will also be on a reduce coverage basis, which would correspond to the plan. These plans are designed to give the most affordable kind of a […]
April 18, 2016
AgencyThe N Medicare Supplement Insurance Plan
The N Medicare Supplement Insurance Plan Most of the Medicare Medigap plans on the market are similar in kind with slight variations in coverage as they include or exclude various benefits categories (such as Part B deductible or excess charges). The N Medigap plan is a bit different than the rest and consequently it has been pretty popular […]
April 13, 2016
AgencyTerm Life Insurance – Points To Consider Before Taking A Term Life Insurance Cover
Term Life Insurance – Points To Consider Before Taking A Term Life Insurance Cover Term life insurance is an insurance which takes care of your loved ones or your near ones after your death. It takes care of your financial mess that you may have created and for which your family may have to suffer after your death. It not only […]
April 13, 2016
AgencyCheap Life Insurance – Investing in the Affordable Term Life Insurance Policy Keeps the Life on Good
Cheap Life Insurance – Investing in the Affordable Term Life Insurance Policy Keeps the Life on Good Track Today the prices of all the commodities and the important things, which we need to survive, have yo-yoed dangerously over the last few months. Such volatility, driven both by rising demand and high levels of speculation, is causing great stress to the country’s fiscal position […]
April 12, 2016
AgencyConsider the saving on a Medigap Plan G over a Plan F
Consider the saving on a Medigap Plan G over a Plan F Here is a comparison chart between Medicare Supplement (Medigap) Plan F and Plan G Basically the only difference in coverage between the plan F and plan G is the Part B deductible, which plan G does not cover. Except for the Part B […]
April 12, 2016
AgencyHigh Deductible Medigap Versus F Plan Supplement
High Deductible Medigap Versus F Plan Supplement An important addition to the Medicare supplement market was the advent of the High Deductible F plan. As health insurance agents across all segments, Individual, Small Group, and Medicare supplement, we’ve been big fans of high deductibles for many years now. It went along with our belief that health insurance […]
April 11, 2016
AgencyPre-65 Disabled Medicare Supplement Insurance
Pre-65 Disabled Medicare Supplement Insurance Many people automatically associate Medicare with seniors and for the most part, that assumptions pretty correct but not entirely. There’s a whole other category of people for whom Medicare is life send for them and they may not be close to age 65. Medicare is also available to people who […]
April 11, 2016
AgencyThe Need For Medicare Supplement Plan
The Need For Medicare Supplement Plan The Medicare Health Program first came into existence upon President Lyndon Johnson’s approval in 1965. Over the years, the benefits afforded by the law were expanded to include hospice care, physical rehabilitation and an outpatient prescription drug feature. The Medicare Modernization Act (MMA) amended the list of benefits during President Bush’s administration. […]
April 11, 2016
AgencyHow To Find The Best Rates On Long Term Care In Colorado
How To Find The Best Rates On Long Term Care In Colorado When shopping for long term care insurance it is good to compare different insurance companies, at least three. They should be considered based on: The ability to perform activities of daily living. Long term care, cares for the daily needs of those suffering from an acute disease […]